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1. You will earn a 5% rebate on Office Depot net purchases and a 1%
rebate on all other net purchases. You do not earn rebates on
balance transfers, cash advances, cashlike charges such as travelers
checks, foreign currency, and money orders, any checks that are used
to access your account, overdraft advances, interest, unauthorized
or fraudulent charges, or fees of any kind, including fees for
products that protect or insure the balances of your account. There
is no maximum number of rebates that you can accumulate in the
program. All rebates will be summarized on your monthly billing
statement. The rebate total from the previous month will
automatically be applied as a statement credit in the next billing
statement containing an Office Depot purchase. See Rewards Program
Rules and Regulations, which will be mailed after your account is
established.
2. Length of your introductory period will be either 6 billing
cycles from account opening or 3 billing cycles from account opening
for purchases and balance transfers depending on our review of your
application and credit history. APR is valid for introductory period
so long as you comply with the terms of your account. Also, we apply
payments to introductory balances before balances with higher APRs.
This means that the length of your introductory period may vary
based on your payment amounts and the APRs for other balances on
your account. Learn more about rates, fees, and other cost
information by reviewing Pricing & Terms. You will first be
considered for a Visa Signature card. If you do not qualify for that
product, you will automatically be considered for a Platinum Visa
card, which has different benefits, pricing, and credit
availability. Certain restrictions, limitations, and exclusions
apply. Once your account is opened, please see your credit card
benefits materials for details.
3. Deferred Interest Promotion (with payments) - All single sales receipt purchases made at Office Depot between December 28, 2008 and February 28, 2009 equal to or greater than $499 will automatically qualify for a Deferred Interest Promotion (with payments). Promotional financing is offered in connection with the Office Depot Worklife Rewards Visa card that is issued by Chase Bank USA, N.A. and subject to credit approval. Purchase price must be paid in full by the due date on your February 2010 statement; minimum payments must be made on the account and the account must otherwise not be in default during the promotional period or finance charges will be assessed from the purchase date. Length of promotional period could be shorter depending upon the timing and amount of your payments and the type and amount of other account balances. Minimum monthly payments are determined in accordance with your Office Depot Worklife Rewards Visa cardmember agreement ("Agreement"). You must have adequate available credit and not be in default to qualify for promotional financing. See your Agreement for details regarding: payment allocation, minimum payment and default rules, as well as, applicable rates, costs and fees. For new accounts, see pricing and terms links for rates, fee and other cost information.
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